Do you want to save money by buying more affordable Saab 9-7X insurance in Anchorage? I doubt anyone likes paying for insurance, particularly when they could lower their rates if they shopped around.
It’s a known fact that car insurance companies want to prevent you from shopping around. Drivers who shop around for a cheaper policy will, in all likelihood, buy a different policy because they have good chances of finding coverage at a more affordable price. A recent study showed that consumers who compared rates once a year saved $70 a month compared to drivers who don’t make a habit of comparing rates.
If finding the lowest price for insurance is your target objective, then having some insight into how to get rate quotes and compare coverage rates can help make the process easier.
Steps to finding lower priced Saab 9-7X insurance in Anchorage
If you want to save the most money, the best way to get discount auto insurance rates is to compare quotes once a year from insurers in Anchorage.
- Step 1: Try to understand auto insurance and the modifications you can make to prevent high rates. Many rating factors that drive up the price like high-risk driving behaviors and a bad credit score can be rectified by making lifestyle changes or driving safer.
- Step 2: Obtain price quotes from direct, independent, and exclusive agents. Exclusive and direct companies can only give prices from one company like Progressive or Allstate, while independent agents can provide prices for a wide range of insurance providers. Compare rates now
- Step 3: Compare the quotes to your existing coverage and determine if cheaper 9-7X coverage is available. If you find a lower rate quote and decide to switch, ensure there is no coverage lapse between policies.
One key aspect of rate comparisons is to try to use the same deductibles and limits on every quote request and and to get rate quotes from as many different insurance providers as possible. Doing this ensures an accurate price comparison and a good representation of prices.
Big-name insurance companies like State Farm, Allstate, GEICO and Progressive promote their brand names with ad campaigns and it can be hard to ignore the propaganda and do the work needed to find the best deal.
You should take the time to get comparison quotes periodically since prices go up and down regularly. Despite the fact that you may have had the best price on Saab 9-7X insurance in Anchorage last year there is a good chance you can find better rate quotes now. Forget all the misinformation about insurance because we’re going to show you the easiest way to remove unneeded coverages and save money.
The companies in the list below are ready to provide comparison quotes in Alaska. To buy the cheapest auto insurance in AK, we recommend you visit several of them to get the best price comparison.
Shop online but buy locally
Many people just prefer to buy from a licensed agent and that is OK! Good insurance agents are very good at helping people manage risk and help in the event of a claim. The biggest benefit of comparing insurance prices online is that you can find the lowest rates and still have a local agent. Buying from local insurance agencies is important particularly in Anchorage.
For easy comparison, once you complete this simple form, the quote information is sent to companies in Anchorage who will gladly provide quotes for your auto insurance coverage. It makes it easy because there is no need to visit any agencies due to the fact that quote results will go to you. If for some reason you want to compare rates from a specific insurance company, just visit that company’s website and fill out the quote form the provide.
Anchorage auto insurance agents come in two flavors
When researching a reputable agency, you need to know there are two different types of agencies and how they can service your needs differently. Agents in Anchorage can be categorized as either exclusive or independent. Both types of agents can provide auto insurance policies, but it is a good idea to know the differences since it can affect the selection process.
Independent Agents (or Brokers)
Independent insurance agents do not work for one specific company so they can quote policies with many different companies enabling the ability to shop coverage around. If your agent finds better pricing, your agent can just switch to a different company which makes it simple for you. If you are comparing rate quotes, it’s a good idea to get quotes from multiple independent agents to get the best comparison.
Below is a short list of independent insurance agencies in Anchorage who may be able to give you free auto insurance rate quotes.
Associated Insurance Services
7125 Old Seward Hwy #203 – Anchorage, AK 99518 – (907) 349-2229 – View Map
J C Morris Insurance Services
4011 Arctic Blvd #105 – Anchorage, AK 99503 – (907) 272-2524 – View Map
Marsh Mc Lennan Agency
1031 W 4th Ave #400 – Anchorage, AK 99501 – (907) 276-5617 – View Map
Exclusive Agencies
Exclusive agents can only write with one company and examples are Farmers Insurance, Allstate, or State Farm. Exclusive agents cannot shop your coverage around so you might not find the best rates. Exclusive agencies are very knowledgeable in insurance sales which helps overcome the inability to quote other rates.
Below is a short list of exclusive agencies in Anchorage that can give you rate quotes.
Allstate Insurance: Ronald Samber
1731 Bragaw St – Anchorage, AK 99508 – (907) 333-4566 – View Map
Tim Graham – State Farm Insurance Agent
1417 W Northern Lights Blvd A – Anchorage, AK 99503 – (907) 561-4000 – View Map
Allstate Insurance: Stan Tebow
3701 E Tudor Rd Ste 105 – Anchorage, AK 99507 – (907) 562-2645 – View Map
Finding the right car insurance agent requires you to look at more than just a low price. These are valid questions to ask:
- Do they write coverage based solely on cost?
- When do they do a full risk review?
- What insurance company do they write the most business with?
- If your car is in the repair shop, do you have coverage for a rental car?
- Does the agent help file claims?
Which auto insurance company is best in Anchorage?
Finding a highly-rated auto insurance company can be challenging considering how many companies there are to choose from in Anchorage. The company rank data shown below can help you pick which providers to look at comparing rate quotes with.
Top 10 Anchorage Car Insurance Companies by A.M. Best Rank
- USAA – A++
- State Farm – A++
- GEICO – A++
- Esurance – A+
- Allstate – A+
- Progressive – A+
- The Hartford – A+
- The General – A-
- AAA Insurance – A
- Liberty Mutual – A